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Boise is the capital city of Idaho. The Boise River Greenbelt is a series of tree-dotted trails and parks hugging the water's edge. In an art deco building, downtown's Boise Art Museum has contemporary works and an outdoor sculpture garden. The grand, sandstone Idaho State Capitol Building is nearby. The Old Idaho Penitentiary contains 19th-century prison cells and gallows, plus historic military weaponry.
Boise City enjoys great weather all year round. The state has great natural beauty including inland waterways and forests. The cost of living in Boise City is low and so are real estate prices. There are several highly rated colleges in the state and employment opportunities are plenty.
Boise Centre is located in the heart of a vibrant, walkable and friendly downtown where visitors can stroll to more than 100 shops, 80 restaurants and a number of microbreweries and lively nightlife venues. Below is a sampling of dining, shopping and things to do and see close by Boise Centre.
The Boise housing market was ranked as the #1 in the U.S., by Realtor®'s metro level housing forecast for the year 2020. Their main criteria were based on the combined yearly percentage growth in both home sales (0.3%) and prices (8.1%) expected in 2020 among the top 100 largest markets in the country. Based on the most recent reports from Boise City Realtors, the answer is a resounding "Yes!" with tight inventory keeping housing prices high in the state high. It's true that Boise City has one of the hottest real estate markets in the country, and for good reason. We are serving most of the Boise City Zipcodes including 83702, 83703, 83704, 83705, 83706, 83708, 83709, 83712, 83713, 83714, 83716
Get approved to refinance. See expert-recommended refinance options and customize them to fit your budget.
All loans are not created equal, personal loan has become a great option for people to use.
There are certain requirements borrowers must meet to qualify for an FHA loan (may differ case to case and lender to lender basis), including:
• The home you consider must be appraised by an FHA-approved appraiser.
• You must occupy the property within 60 days of closing.
• You can only get a new FHA loan if the home you consider will be your primary residence, which means that it can't be an investment property or second home.
• An inspection must occur, and the inspection must report whether the property meets minimum property standards.
• The type of credit you have (whether you have credit cards, loans, etc.)
• Credit utilization, which is simply how much credit you use
• Whether you pay your bills on time
• The amount you owe on your credit cards
• How much new and recent credit you've taken on
• According to the Department of Housing and Urban Development, the maximum FHA lending amount for high-cost areas (such as large metropolitan areas) is up to $970,800 for 2022.
• The policies of lenders regarding Alaska and Hawaii do differ in terms of loan limits.
• In lower-cost areas, the FHA limit can dip as low as $420,680.
• Loan limits are set based on county property values.
• These are the limits for one-unit properties. If you have multiple units, limits may be higher.
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
Yes, you can pay off your FHA loan without a penalty for early pay off. HUD explains that a borrower may pre-pay an FHA mortgage in whole or in part and that the mortgage lender can't charge a penalty if you decide to do this.
A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers tend to refinance when interest rates fall. Refinancing involves the re-evaluation of a person or business's credit and repayment status.
We offer Refinance loan programs for those who want to leverage their existing real estate investment portfolio's equity to acquire additional assets in order to generate more recurring monthly cash flows without the hassle of providing income documentation that traditional mortgages may require. These loan options are for Professional Investors as well as First Time Investors that are looking to explore opportunities in real estate investment.
If you apply before you are ready, you risk loan approval. How? Borrowers should be prepared to come to the home loan process with no fewer than 12 consecutive months of on-time payments on all financial obligations.
We are conveniently located in Tampa, Boise City with offering our loan services nationwide