Kansas City sits on Missouri's western edge, straddling the border with Kansas. It's known for its barbecue, jazz heritage and fountains. Downtown, the American Jazz Museum shares a building with the Negro Leagues Baseball Museum in the historic 18th & Vine Jazz District. The Nelson-Atkins Museum of Art, with giant shuttlecocks out front, houses nearly 40,000 works of art, from ancient to contemporary collections.
Thinking about moving to Kansas City? Ranked in the top 50 Best Places to Live in the U.S., this fast-growing Midwest metro is an excellent place to live for job opportunities, affordable housing, top-rated colleges, pro sports events, incredible arts and culture, and—of course—some of the best barbecue in America.
The low cost of living is one of the top reasons many people move to Kansas City. In fact, Kansas City prides itself on having one of the lowest costs of living in the country. There are tons of options for where to live and even different types of living spaces at various prices. World-famous for its steaks and barbecue, it is sometimes called the "Barbecue Capital." The city's legacy in jazz history can be explored in the Historic Jazz District, which was once filled with the sounds of jazz icons like Charlie "Bird" Parker and Big Joe Turner.
Active listings are down by nearly 25% year-over-year, while average sales prices have increased by almost 7% over the last 12 months. As homes become more expensive and harder to find, many households in Kansas City are choosing to rent rather than own. Based on the most recent reports from Kansas City Realtors, the answer is a resounding "Yes!" with tight inventory keeping housing prices high in the state high. It's true that Kansas City has one of the hottest real estate markets in the country, and for good reason. We are serving most of the Kansas City zipcodes including 64081, 64082, 64101, 64102, 64105, 64106, 64108, 64109, 64110, 64111, 64112, 64113, 64114, 64123, 64124, 64125, 64126, 64127, 64128, 64129, 64130, 64131, 64132, 64134, 64138, 64139, 64145, 64146, 64147, 64149, 64150, 64152, 64153, 64154, 64155, 64156, 64157, 64158, 64164, 64165, 64166, 64167, 64192.
Get approved to refinance. See expert-recommended refinance options and customize them to fit your budget.
All loans are not created equal, personal loan has become a great option for people to use.
There are certain requirements borrowers must meet to qualify for an FHA loan (may differ case to case and lender to lender basis), including:
• The home you consider must be appraised by an FHA-approved appraiser.
• You must occupy the property within 60 days of closing.
• You can only get a new FHA loan if the home you consider will be your primary residence, which means that it can't be an investment property or second home.
• An inspection must occur, and the inspection must report whether the property meets minimum property standards.
• The type of credit you have (whether you have credit cards, loans, etc.)
• Credit utilization, which is simply how much credit you use
• Whether you pay your bills on time
• The amount you owe on your credit cards
• How much new and recent credit you've taken on
• According to the Department of Housing and Urban Development, the maximum FHA lending amount for high-cost areas (such as large metropolitan areas) is up to $970,800 for 2022.
• The policies of lenders regarding Alaska and Kansas City do differ in terms of loan limits.
• In lower-cost areas, the FHA limit can dip as low as $420,680.
• Loan limits are set based on county property values.
• These are the limits for one-unit properties. If you have multiple units, limits may be higher.
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
Yes, you can pay off your FHA loan without a penalty for early pay off. HUD explains that a borrower may pre-pay an FHA mortgage in whole or in part and that the mortgage lender can't charge a penalty if you decide to do this.
A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers tend to refinance when interest rates fall. Refinancing involves the re-evaluation of a person or business's credit and repayment status.
We offer Refinance loan programs for those who want to leverage their existing real estate investment portfolio's equity to acquire additional assets in order to generate more recurring monthly cash flows without the hassle of providing income documentation that traditional mortgages may require. These loan options are for Professional Investors as well as First Time Investors that are looking to explore opportunities in real estate investment.
If you apply before you are ready, you risk loan approval. How? Borrowers should be prepared to come to the home loan process with no fewer than 12 consecutive months of on-time payments on all financial obligations.
We are conveniently located in Tampa, Kansas City with offering our loan services nationwide