Little Rock, the capital of Arkansas, is a city on the Arkansas River. It’s home to the William J. Clinton Presidential Library and Museum, with exhibits including a replica of the Oval Office and presidential artifacts. In an 1800s Greek Revival building, the Old State House Museum traces Arkansas history. MacArthur Park has a pond, plus the Arkansas Arts Center, known for its large collection of drawings.
In Little Rock there are a lot of restaurants, coffee shops, and parks. Residents consider Little Rock a nice place to live especially if you enjoy living close to the vast American wilderness. The state offers so much natural beauty and the cost of living is low.
Living in Little Rock offers residents a dense suburban feel and most residents own their homes. In Little Rock there are a lot of restaurants, coffee shops, and parks. Many families and young professionals live in Little Rock and residents tend to lean liberal. The public schools in Little Rock are above average. Located along the Arkansas River, Little Rock, the bustling capital city of Arkansas, is known for its William J. Clinton Presidential Library and Museum, the Old State House Museum, Pinnacle Mountain State Park, Esse Purse Museum, and the Little Rock Zoo, among other popular sites and attractions.
Over the past 10 years, the population of Little Rock has increased by 4.7%. Key Population Stats: Little Rock is the 126th-largest city in the U.S. while metropolitan Little Rock is ranked as the 78th-largest metro in the country. Population has grown steadily over the last 10 years, most recently increasing by 0.42%. Based on the most recent reports from Little Rock Realtors, the answer is a resounding "Yes!" with tight inventory keeping housing prices high in the state high. It's true that Little Rock has one of the hottest real estate markets in the country, and for good reason. We are serving most of the Little Rock zipcodes including 72135, 72201, 72202, 72204, 72205, 72209, 72211, 72212, 72223, 72227.
Get approved to refinance. See expert-recommended refinance options and customize them to fit your budget.
All loans are not created equal, personal loan has become a great option for people to use.
There are certain requirements borrowers must meet to qualify for an FHA loan (may differ case to case and lender to lender basis), including:
• The home you consider must be appraised by an FHA-approved appraiser.
• You must occupy the property within 60 days of closing.
• You can only get a new FHA loan if the home you consider will be your primary residence, which means that it can't be an investment property or second home.
• An inspection must occur, and the inspection must report whether the property meets minimum property standards.
• The type of credit you have (whether you have credit cards, loans, etc.)
• Credit utilization, which is simply how much credit you use
• Whether you pay your bills on time
• The amount you owe on your credit cards
• How much new and recent credit you've taken on
• According to the Department of Housing and Urban Development, the maximum FHA lending amount for high-cost areas (such as large metropolitan areas) is up to $970,800 for 2022.
• The policies of lenders regarding Alaska and Hawaii do differ in terms of loan limits.
• In lower-cost areas, the FHA limit can dip as low as $420,680.
• Loan limits are set based on county property values.
• These are the limits for one-unit properties. If you have multiple units, limits may be higher.
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
Yes, you can pay off your FHA loan without a penalty for early pay off. HUD explains that a borrower may pre-pay an FHA mortgage in whole or in part and that the mortgage lender can't charge a penalty if you decide to do this.
A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers tend to refinance when interest rates fall. Refinancing involves the re-evaluation of a person or business's credit and repayment status.
We offer Refinance loan programs for those who want to leverage their existing real estate investment portfolio's equity to acquire additional assets in order to generate more recurring monthly cash flows without the hassle of providing income documentation that traditional mortgages may require. These loan options are for Professional Investors as well as First Time Investors that are looking to explore opportunities in real estate investment.
If you apply before you are ready, you risk loan approval. How? Borrowers should be prepared to come to the home loan process with no fewer than 12 consecutive months of on-time payments on all financial obligations.
We are conveniently located in Tampa, Little Rock with offering our loan services nationwide
